Home Loan Comparison Calculator

Loan amount

Loan term

Loan A

Interest rateUse rates you have been quoted. We don’t publish rates — they depend on your circumstances.

Upfront feesApplication, establishment and settlement fees.

Ongoing fee

Charged

Honeymoon rate

For0 if none

Loan B

Interest rate

Upfront fees

Ongoing fee

Charged

Honeymoon rate

For0 if none

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If it isn’t working, call0493 348 998and we’ll run the numbers with you — which is a better answer anyway, because we can use your actual situation.

This calculator provides an estimate only and is not an offer of credit, a pre-approval, or a recommendation. Results are based on the figures you enter and general assumptions that may not reflect your circumstances or any particular lender’s policy. Actual borrowing capacity, repayments and costs are determined by the lender following a full assessment.

Assumptions used in this calculator

Both loans are principal and interest, repaid monthly over the same term, at constant rates after any introductory period.
An introductory rate is assumed to revert to the ongoing rate you enter, with the repayment recalculated over the remaining term.
Annual fees are charged at the start of each loan year. Fees that only apply on exit — discharge or break costs — are not included.
This is not a comparison rate. A comparison rate is a figure defined by the National Credit Code and published by the lender for each product.
Features are not costed. An offset account can be worth far more than a small rate difference, and a loan without one may cost more in practice.

A calculator can only tell you so much

These figures use general assumptions. What you can actually borrow depends on which lender you go to and how they assess your income — and that varies more than most people expect.

Send an enquiry Call 0493 348 998

How far ahead the cheaper loan gets

A calculator can only tell you so much