Could an LMI waiver apply to you?
A few questions about your work and what you are buying. You will see which occupation and employer waivers are worth checking — and, just as usefully, which conditions would rule them out.
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If it isn’t working, call0493 348 998and we’ll run the numbers with you — which is a better answer anyway, because we can use your actual situation.
Highest waiver worth checking
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Across the routes that fit your answers. The lender decides, after a full assessment.
- Routes worth checking
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- Ruled out by your answers
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Your routes in detail
Choose your occupation above to see the routes worth checking.
Want me to check it against current policy?
Occupation lists change more often than anything else in a lender’s policy, and the income floors are not published. Send me your answers and I’ll check which lenders’ current policy actually covers you — before anything is submitted anywhere, and without touching your credit file.
Sent with your enquiry
Your answers will appear here.
Also worth knowing
Routes your answers rule out
Changing one answer — what you are buying, most often — can reopen a route.
If none of these work
A calculator can only tell you so much
These figures use general assumptions. What you can actually borrow depends on which lender you go to and how they assess your income — and that varies more than most people expect.