Website terms of use

These terms apply to your use of theloaninvestigator.com.au, operated by Onur-Kagan Sezgin, trading as The Loan Investigator (“we”, “us”). By using this website you agree to them. If you do not agree, please do not use the site.

These terms govern the website only. The credit assistance relationship between us is governed by our Credit Guide and the documents we provide to you directly.

Use of this website

You may use this website for lawful purposes only. You must not:

• Use it in a way that breaches any applicable law
• Attempt to gain unauthorised access to any part of it, or to any system or network
• Introduce malicious code, or interfere with its operation or availability
• Use automated systems to scrape or harvest content, other than legitimate search engines
• Impersonate another person or provide false information through our forms

Information on this website

Content on this website is general information only and does not take into account your objectives, financial situation or needs. See our Disclaimer for the full position, including the limits of our calculators and of information about government schemes.

Enquiries you send us

Submitting an enquiry form does not create a client relationship, and it is not an application for credit. We will respond, but we are not obliged to act on an enquiry. Please do not send sensitive documents such as identification, payslips or bank statements through the website forms — we will tell you how to provide those securely once we are working together.

Privacy

Information you provide is handled in accordance with ourPrivacy Policy.

Intellectual property

Unless otherwise indicated, the content, design and layout of this website are owned by or licensed to us. You may view and print pages for your own personal use. You may not otherwise reproduce, republish or commercially exploit the content without our written permission.

Third-party names, trade marks and logos appearing on this website remain the property of their respective owners and are used for identification only.

Availability

We aim to keep the website available, but we do not guarantee uninterrupted access. We may change, suspend or withdraw any part of it at any time without notice.

Liability

To the extent permitted by law, we exclude liability for any loss or damage arising from your use of, or reliance on, this website.

Nothing in these terms excludes, restricts or modifies any guarantee, right or remedy you have under the Australian Consumer Law or other legislation that cannot lawfully be excluded.

Changes to these terms

We may update these terms from time to time. The current version is always the one published on this page, and the date at the top shows when it was last revised.

Governing law

These terms are governed by the laws of Victoria, Australia, and you submit to the non-exclusive jurisdiction of the courts of that state.

Contact

Questions about these terms can be sent to[email protected].