Budget planner
What comes in, what goes out, and what is left — grouped the way a lender will look at it. A good first step before working out what you could borrow.
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If it isn’t working, call0493 348 998and we’ll run the numbers with you — which is a better answer anyway, because we can use your actual situation.
Left over each month
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- Coming in
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- Going out
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- Essentials
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- Lifestyle
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- Debt repayments
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- Share of income left over
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Next: see what you could borrow — andhow lenders read a budget, which is not quite the way you would.
Where each month’s income goes
Essentials, lifestyle, debt repayments and what is left. Debt repayments are worth watching most closely: lenders assess them more heavily than any other line on this page.
A calculator can only tell you so much
These figures use general assumptions. What you can actually borrow depends on which lender you go to and how they assess your income — and that varies more than most people expect.